Tervetuloa Rahalaitos.fi:n affiliate-ohjelmaan!

OBS! New regulation from 1.10, make sure your ads follow the new law - more info here

RESTRICTIONS & RULES

• EMAIL TEXTS: WITHOUT pre-approval from Client, only ready-made texts can be used. (See below)
• Sender name/domain/subject line can’t be: Rahoitu.fi or other Financial institutions.
• Use of words such as FREE LOAN or LOANS FOR PAYMENT REMARKS or GUARANTEED LOANS are strictly forbidden.
• UNSUBSCRIBE: All mail creatives need to contain an active “unsubscribe link”
• When needed, the publisher need to be ready to show opt-in (URL and time stamp) of Users to the newsletter.
• Any association of loans with gambling in any form is strictly prohibited.
• Advertising of credits wherein the total costs exceed the loan amount is prohibited.
• Credit granting should not be the primary means of marketing other consumer goods.

COMMUNICATION RULES:
Ensure that all marketing communications and advertisements are truthful, accurate, and not misleading. You should not make any false or unsubstantiated claims about the services, including but not limited to, the potential savings, or the certainty of receiving offers. Any claim made must be verifiable and based on factual information. Misrepresentation of any kind is strictly prohibited and may lead to termination of the affiliate partnership.

According to Finnish Consumer Protection Law (KSL 7:8 §) on Consumer Lending, when you are in your message stating about the terms in the loan, i.e. loan sum, loan duration or i.e. interest you always need to inform of the details stated below.
The interest
All direct costs related to the loan
The duration of the loan
The cumulative sum to pay
The amount of installments
Effective Interest Rate

Below is a text that contain all information and is also valid.
Lainaesimerkki: 10 000 € 5 vuodelle, korko 12,6 %, tod. vuosikorko 14,9 % ja avausmaksu 95 €, tilinhoitopalkkio 5 €/kk, yht. 13 958 € eli 233 €/kk.

Rahalaitos on suosituin suomalainen lainanvälityspalvelu. Rahalaitos on kilpailuttanut ja yhdistänyt satojatuhansia lainahakemuksia suomalaisten eduksi vuodesta 2011.

Lainan kilpailuttaminen kauttamme on helppo ja nopea prosessi:

- Yhdellä hakemuksella tavoittaa jopa yli 25 lainanmyöntäjää.
- Asiakas voi itse vertailla omalla sivullaan saamiaan tarjouksia.
- Palvelu on maksuton eikä sido hakijaa mihinkään.
- Vakuudetonta lainaa voi hakea jopa 60.000 €.
- Maksuaika 1-15 vuotta.
- Rahalaitos on tunnettu ja suosittu lainanvälityspalvelu.

Rahalaitos tunnettuus on korkealla tasolla, sillä mainostamme joka päivä valtakunnallisesti kaikissa eri medioissa.

Rahalaitos.fi sivusto on vieläkin mobiiliystävällisempi eikä ohjelmassa tehdä poistoja.

Kampanjan ehdot:

Komissio on per ulosmaksettu laina. Käsittelyaika on keskimäärin muutamasta päivästä viikkoon. Myynneistä poistetaan kuluttajasuojalain mukaisesti 14pv sisällä peruutetut lainat. Poistoprosentti on toistaiseksi 0.


SEM: ei ole sallittu brändinimellä Rahalaitos, rahalaitos.fi tai sen johdannaisilla
Social Media: ei ole sallittu brändinimellä Rahalaitos, rahalaitos.fi tai sen johdannaisilla eikä sitä saa tehdä Rahalaitos -nimissä
Cashback/reward: ei ole sallittu

SMS: Vain erillisellä luvalla

e-mail: uutiskirjettä ei saa lähettää brändinimellä Rahalaitos, rahalaitos.fi tai sen johdannaisilla. Annettuja materiaaleja tulee käyttää. Posteista täytyy löytyä rekisterilähde sekä toimiva poistolinkki.

Tupla-aika on 30pv, eli saman hakijan hakemus voidaan ottaa tuon ajan jälkeen uudelleen käsittelyyn.

CSV-syöte lainasummista; https://www.rahalaitos.fi/affit/loanInfo.php

English:

Rahalaitos is the most popular Finnish loan broker. Since 2011 hundreds of thousands Finnish customers have compete and consolidate loans at Rahalaitos.

It is easy and convenient apply loan from Rahalaitos:

- One application reaches more than 25 banks and loan providers.
- Customer has personal site where to compare and select loan offer.
- There are no fees or obligations.
- Maximum loan sum is up to 60 000 euro without collateral.
- Payment time is 1 to 15 years.
- Rahalaitos is well known and very popular loan broker in Finland.

Rahalaitos awareness is at high level in Finland. Every day through the year there will be nationwide Rahalaitos campaigns in all major Finnish media.

Rahalaitos.fi site is mobile friendly and there are no deletions.

Terms in English:

Commission is paid of the paid out loan amount. The handling time from lead to paid out varies from days up to weeks.The campaign reserves rights to cancel any paid out loans that is canceled and returned by the customer within 14days.


SEM: It is not allowed to use brand words such as Rahalaitos, Rahalaitos.fi or other similar combinations
Social Media: It is not allowed to make campaigns using brand words such as Rahalaitos, Rahalaitos.fi or other similar combinations
Cashback/reward: It is not allowed
SMS: Ask permission before you send

e-mail: The sender shall be the name of the newsletter/list/database and it's not allowed to use a fictive person or Rahalaitos as a sender. Only given materials to be used.  There should always have to find person register name, unsubscribe link marked in Finnish and it must be working.

Duplicate time is 30 days, after that period applicant application can be handled again.

CSV feed for loans; https://www.rahalaitos.fi/affit/loanInfo.php